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Virginia Insurance Virginia Life, Annuities, and Health Insurance Examination Series 11-01 Sample Questions:

1. Which term refers to the period of time from the beginning of confinement to the beginning of benefits under a long-term care insurance policy?

A) The exclusion period
B) The qualifying period
C) The trial period
D) The elimination period

2. The prevention and correction of dental and oral irregularities through the use of mechanical corrective devices is called:

A) Prosthodontics
B) Endodontics
C) Orthodontics
D) Periodontics

3. In long-term care insurance, ADLs normally include:

A) Spouse, children, parents, and siblings
B) Dressing, eating, bathing, and mobility
C) Physicians, surgeons, dentists, and optometrists
D) Age, sex, income, and occupation

4. All of the following factors influence the underwriting of group health insurance for an association EXCEPT:

A) The average age of the membership
B) Type of trade or occupation of the association's members
C) Prior claims experience of the association
D) Marital status of the members

5. A licensee must report an administrative action taken by another state or governmental agency tothe Bureau of Insurance within how many calendar days after final disposition?

A) 10 days
B) 20 days
C) 45 days
D) 30 days

Solutions: