Ohio Department of Insurance OHIO Life Insurance Agent Series 11-44 : OH-Life-Agent-Series-11-44 valid dumps

OH-Life-Agent-Series-11-44 real exams

Exam Code: OH-Life-Agent-Series-11-44

Exam Name: OHIO Life Insurance Agent Series 11-44

Updated: Jan 17, 2025

Q & A: 107 Questions and Answers

OH-Life-Agent-Series-11-44 Free Demo download

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Ohio Department of Insurance OHIO Life Insurance Agent Series 11-44 Sample Questions:

1. Which of the following is a characteristic of a contract of adhesion?

A) The terms must be accepted or rejected in full.
B) The Insurer agrees to pay a stated sum regardless of loss.
C) Each party is entitled to rely on others' representations.
D) The insurer's obligations are dependent upon certain acts of the insured individual.


2. Which of the following statements BEST describes a single premium cash value policy?

A) It requires the policyowner to pay one premium annually.
B) It waives one future premium if the owner becomes disabled.
C) It provides for only one premium to be paid without evidence of insurability.
D) It requires only one payment to make the policy paid up.


3. Which of the following is a life insurance contract written on the life of an individual?

A) Survivorship Policy.
B) Insurance.
C) Joint Life Contract.
D) Single-Life Insurance.


4. An agent's underwriting duties Include which of the following?

A) Declining or accepting an application.
B) Completing all applications and collecting initial premiums.
C) Setting premium amounts.
D) Issuing the policy.


5. A single premium Immediate annuity Is MOST often used for

A) mortgage payments.
B) vacation expenses.
C) children's college expenses.
D) retirement income.


Solutions:

Question # 1
Answer: A
Question # 2
Answer: D
Question # 3
Answer: A
Question # 4
Answer: B
Question # 5
Answer: D

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