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Virginia Insurance Virginia Life, Annuities, and Health Insurance Examination Series 11-01 Sample Questions:

1. In HMO coverage, preventive services include:

A) Treatment for alcoholism
B) Home health services
C) Rehabilitation therapy
D) Childhood immunizations

2. All changes and corrections made to an application for health insurance by an agent must be initialed by the:

A) Applicant's physician
B) Insurance company underwriter
C) Agent
D) Applicant

3. The benefit supplement attached to a life insurance policy which insures all members of a family is called a:

A) Children's term rider
B) Family term rider
C) Survivorship term rider
D) Spouse term rider

4. Which expenses are covered by Medicare Part D?

A) Medical
B) Prescription drug
C) Hospital
D) Dental

5. The "free look" provision in individual health insurance allows the insured a period of time to:

A) Compare insurance policies
B) Cancel the policy and receive a full refund
C) Change coverage on a policy without changing the premium
D) Try a policy without paying for it

Solutions: