Ohio Department of Insurance OH-Life-Agent-Series-11-44 Valid Dump : OHIO Life Insurance Agent Series 11-44

OH-Life-Agent-Series-11-44 real exams

Exam Code: OH-Life-Agent-Series-11-44

Exam Name: OHIO Life Insurance Agent Series 11-44

Updated: Jan 17, 2025

Q & A: 107 Questions and Answers

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Ohio Department of Insurance OHIO Life Insurance Agent Series 11-44 Sample Questions:

1. In Ohio, an agent must be appointed by the Insurer within how many days from the date the agency contract Is
executed, or the first Insurance application Is submitted?

A) 10
B) 30
C) 15
D) 20


2. Who can surrender an annuity during the accumulation period?

A) The beneficiary.
B) The policyowner.
C) The company.
D) The annuitant.


3. Insurance agents have duties and responsibilities to the insured and the insurer. Which of the following
responsibilities does an agent owe the insured during the policy year?

A) Pay the insured's premiums if they are unable to do so.
B) Help the insured file and follow up on claims.
C) Notify the insurance department when claims are paid.
D) Work with rating bureaus to establish insurer ratings.


4. The grace period is a period of time

A) after the premium is paid and before the policy is issued.
B) after the premium is received and before the policy is issued.
C) between the death of the insured individual and the payment of the benefits.
D) after the premium is due but while the policy remains in force.


5. The Group Life Underwriting risk selection process helps protect Insurers from

A) risk selection.
B) risk underwriting.
C) medical underwriting.
D) adverse selection.


Solutions:

Question # 1
Answer: C
Question # 2
Answer: B
Question # 3
Answer: B
Question # 4
Answer: D
Question # 5
Answer: D

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