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ACAMS Certified Anti-Money Laundering Specialists (CAMS中文版) Sample Questions:
1. 分行經理打電話,告訴她一名執法人員剛離開分行,問了很多問題,還留下了一張名片。
合規官該做什麼?
A) 跟進以驗證該官員是否收到了所有必要的資訊
B) 驗證所報告的官員是否為實際的授權代表
C) 提交可疑交易報告
D) 請分行經理寫下有關請求的詳細備忘錄
2. 一名反洗錢分析師正在審查一份新客戶名單,以確認潛在的高風險客戶已被識別並接受加強的盡職調查。
哪些新客戶需要加強盡職調查?
A) 募款組織
B) 非營利醫院
C) 員工福利計畫信託
D) 醫療實踐有限合夥企業
3. 金融機構 (FI) 員工的哪些異常或可疑活動需要額外調查和審查?
A) 儘管有應計假期,員工仍避免定期休假。
B) 員工協助揭露的最終受益人進行交易。
C) 員工過著量入為出的奢侈生活。
D) 員工涉及最少數量的未解決異常。
4. 大型機構的反洗錢專家負責向高階管理層通報整個組織的反洗錢計畫的狀況。這家全球機構負責零售銀行業務、商業銀行業務、全球市場、私人銀行業務,並擁有一家附屬證券交易商。
專家和團隊為這些領域的反洗錢相關主題提供企業策略方向。定期向執行管理層報告以下資訊:
*已識別和報告的可疑交易總數
*可疑交易趨勢
*針對各單位進行的培訓
*反洗錢監理環境現況報告
*異常報告摘要
下列哪一個附加元素最有用?
A) 非合作國家和地區的總信用風險敞口。
B) 從執法部門收到的詢問的詳細資訊。
C) 不同主要部門的管理變更通知。
D) 相關審核和檢查的結果。
5. 為了促進反洗錢合規文化,高階管理層該做什麼?
A) 他們應該與 AML 計劃的獨立審計師保持密切聯繫
B) 遵守反洗錢程序應作為僱用條件
C) 他們應該參加所有第一線工作的訓練課程
D) 他們應該根據偵測到的可疑活動數量來決定員工薪酬
Solutions:
Question # 1 Answer: B | Question # 2 Answer: A | Question # 3 Answer: A | Question # 4 Answer: D | Question # 5 Answer: B |
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